"I think the meaning of 'claim' must be read in consonance with the circumstances in which it is used under the condition stated in the said certificate. When so read,...
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"A close study of exhibits 1, 1A, 2 and 2A show that 'claim if any, must be reported to the insurer within 21 days of discharge from the carrying vessel'....
"In relation to contracts of non-marine insurance there are no statutory requirements… prescribing the form of document to be used… indeed even a parol contract of non-marine insurance appear to...
"A contract of insurance, like any other contract, is created where there has been an unqualified acceptance by one party of an offer made by the other… Where a proposal...
"The premium may be paid by the assured to the insurers or to an insurance agent acting on behalf of the insurers. If the agent has authority to receive it...
